CENTURY 21 McBride Realty Group

Amendment 3 Savings Calculator — Volusia County

Existing FL resident by Dec 31, 2026 vs new resident Jan 1, 2027+. Compare Tier 1 grandfather vs Tier 2 phased-in exemption.

Current 2026$25k + $26,411 CPI = $51,411

Proposed2027: $150k → 2028: $250k

Assessed Value

$150k$400,000$800k

Non-School Millage Rate

11.8092 mills = $11.8092 per $1,000 of taxable value. 2025 countywide avg, Volusia PA — default baseline. School taxes ($25k exemption) still apply separately.

Residency Status

Other Non-School Exemptions (Optional)

Disability, low-income senior, etc. Applied after homestead.

27 2027 Annual Savings

+$0

$0/mo vs 2026 baseline @ 11.8092 mills

Taxable: $0 Tax: $0

28 2028 Annual Savings • Ongoing

+$0

$0/mo

Ongoing Taxable: $0

Want Rick to double-check these numbers with your TRIM?

15-min DeBary Homestead Review — bring parcel ID & closing timeline.

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Taxable Value Breakdown

@ 11.8092 mills • Non-school only

Year	Taxable Value	Tax @ millage	Savings vs Today

• School taxes ($25k exemption) still apply — not shown • Non-ad valorem assessments not included • Estimates use 11.8092 mills

Why Dec 31, 2026 Matters

Resident by Dec 31, 2026 — Tier 1

✓Lock $150k exemption in 2027 — immediate $0 savings
✓Jump to $250k in 2028 — $0/yr ongoing
✓No wait period — full benefit from day one
✓4-year total advantage: +$0 vs Tier 2

New Resident Jan 1, 2027+ — Tier 2

•Start at ~$50k exemption — similar to today ($0 in 2027)
•Wait until 2031 (Year 5) for $250k — 4 years at lower benefit
•Lose $0 over 2027–2030 vs closing by Dec 31
•Same school $25k rule either way — difference is non-school millage only

Methodology: Current 2026 exemption = $51,411 ($25k + $26,411 CPI). Current taxable = max(0, assessed − 51411 − other). Tier 1 2027 = assessed − 150k − other. Tier 1 2028 = assessed − 250k − other. Tier 2 2027–2030 = assessed − 50k − other (simplified $50k start). Tier 2 2031 = same as Tier 1 2028. Savings = (currentTaxable − newTaxable) × millage/1000. Uses 2025 countywide avg 11.8092 mills per Volusia PA — your actual combined non-school rate varies by city/district.

Client Email Copy

Ready-to-send DeBary email for this scenario

Generates personalized copy with current calculator values — includes assessed, savings, Tier 1 vs Tier 2, and CTA to schedule a call with Rick.

Subject

DeBary: Your Dec 31, 2026 tax deadline for $250K homestead

C21

CENTURY 21 McBride Realty Group | Rick McBride
Volusia County Homestead Specialist • DeBary client calculator

Questions? Text Rick — DeBary Homestead Review

Disclaimer: For information only, not tax advice. Estimates only — millage rates change annually, final taxable values set by Volusia County Property Appraiser. School taxes, non-ad valorem fees, and other exemptions not fully modeled. Verify with Volusia County PA and TRIM notice. Amendment 3 language subject to final ballot.

CENTURY 21 McBride Realty Group | Rick McBride | DeBary, FL | meetwithricknow.com

Information only, not tax advice • Volusia County • DeBary • Deltona • Daytona • Amendment 3